Pet Insurance for Dogs

This should get a few tails wagging. With pet insurance for dogs, we’ll pay up to 80% of your eligible vet costs when accidents and illnesses strike. And if you choose to add Routine Care we will make a contribution towards the cost of vaccinations, de-sexing, micro-chipping, plus many other day to day health problems up to the Routine Care limit. It’s not just about looking after your mate, it’s also about protecting yourself from unexpected costs.

Choose the Dog Cover to protect your canine pal

This table below provides a summary of your cover for new and renewing dog policies from 01/04/2021.
See the PDS/FSG for details of your cover.

Pet Insurance
Options for Dogs.

Vet Select

Our Highest Level
Dog Cover

Our Highest Level Cat Cover

  • $25,000 annual benefit limit
  • 100% benefit percentage for pets over 8 weeks and younger than 8 years
  • 65% benefit percentage for pets over 8 years
Get a quote

Dog

Specified Accidental Injury
and/or illness cover

Accidental Injury and/or illness cover

  • $10,000 annual benefit limit
  • 80% benefit percentage
  • Entry age limit: 6 months to 9 years depending on the plan listed
Get a quote

Puppy

Specified Accidental Injury
and/or illness cover

Accidental Injury and/or illness cover

  • $8,000 to 10,000 annual benefit limit
  • 80% benefit percentage
  • Entry age limit: over 8 weeks and younger than 6 months
Get a quote

All cover options
enjoy these features:

  • No excess
  • Access to GapOnly
  • Flexible Payment Options
  • Access to Petsy Member Benefits
  • Personalised sign-up gift for your pet

Dog Cover.

Highest dog cover Dog cover Puppy cover Basic dog cover
Feature Vet Select Accident & Illness Accidental Injury Accident & Illness Accidental Injury Vet Basic
Entry Age Older than 8 weeks and younger than 5 years Older than 6 months and younger than 9 years From 6 months Older than 8 weeks and younger than 6 months Older than 8 weeks and younger than 6 months Older than 8 weeks and youger than 5 years
Excess $0 $0 $0 $0 $0 $0
Benefit Percentage 8 weeks and younger than 8 years 100% 80% 80% 80% 80% 90%
Benefit Percentage 8 years and over 65% 80% 80% 80% 80% 65%
Annual Benefit Limit $25,000 $10,000 $10,000 $10,000 $8,000 $6,000
Per Condition Limits (annual) Annual benefit limits vary for each listed item - please refer to your
Policy Schedule..
Paralysis ticks: $1,000 annual Sub-limit Skin Conditions: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit Paralysis ticks: $1,500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit Paralysis ticks: $1,000 annual Sub-limit Skin Conditions: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit Paralysis ticks: $1,500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit $1,000 Annual Condition Limit applies to each Condition you claim
Covers Accidental Injuries
Covers Illnesses
Consultation Fees
$300 annual Sub-limit $300 annual Sub-limit $300 annual Sub-limit $300 annual Sub-limit
Cruciate Ligament Conditions
Cancer Treatment
Emergency Boarding (annual limit) $500 $1,000 $500 $1,000 $500 $1,000
Dental Illness Treatment
Behavioural and anxiety conditions
Alternative and complementary treatments
Prescription diets
Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Condition review)+
Waiting Periods 20 days for Illnesses, Behavioural Conditions, Prescription Diets and Alternative and Complementary Treatment, 6 months for cruciate ligament conditions and dental conditions 30 days for Illnesses 6 months for cruciate ligament conditions.
  • There is no Waiting Period for Specified Accidental Injuries.
  • 30 Days for Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning.
  • 6 months for cruciate ligament condition
  • 0 days for specified accidental injury
  • 30 days for Illnesses 6 months for cruciate ligament conditions.
  • There is no Waiting Period for Specified Accidental Injuries.
  • 30 Days for Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning.
  • 6 months for cruciate ligament condition
  • 0 days for specified accidental injury
  • 30 days for Illnesses.
  • There is no Waiting Period for Specified Accidental Injuries.
  • *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
    +Some conditions are eligible for review after an 18-month period – this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Condition page for more information.
    Scroll for more Scroll for more Scroll for more Scroll for more
    • Highest dog cover
      • Vet Select
        Entry Age
        older than 8 weeks and younger than 5 years
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        100%
        Benefit % 8 years and over
        65%
        Annual Benefit Limit
        $25,000
        Per Condition Limits (annual)
        Annual benefit limits vary for each listed item - please refer to your
        Policy Schedule.
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        Cruciate Ligament Conditions
        Cancer Treatment
        Cancer Treatment
        $500
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        20 days for Illnesses, Behavioural Conditions, Prescription Diets and Alternative and Complementary Treatment, 6 months for cruciate ligament conditions and dental conditions
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
    • Dog cover
      • Accident & Illness
        Entry Age
        Older than 6 months and younger than 9 years
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        80%
        Benefit % 8 years and over
        80%
        Annual Benefit Limit
        $10 000
        Per Condition Limits (annual)
        Paralysis ticks: $1,000 annual Sub-limit Skin Conditions: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        $300 annual Sub-limit
        Cruciate Ligament Conditions
        Cancer Treatment
        Emergency Boarding (annual limit)
        $1,000
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        30 days for Illnesses 6 months for cruciate ligament conditions
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
      • Accidental Injury
        Entry Age
        From 6 months
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        80%
        Benefit % 8 years and over
        80%
        Annual Benefit Limit
        $10,000
        Per Condition Limits (annual)
        Paralysis ticks: $1,500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        $300 annual Sub-limit
        Cruciate Ligament Conditions
        Cancer Treatment
        Emergency Boarding (annual limit)
        $500
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        30 days for the following:
        • ingestion of foreign object
        • tick paralysis
        • heat stroke
        • gastric dilatation-volvulus
        • trauma induced respiratory impairment
        • traumatic spinal disc rupture
        • torn nail
        • poisoning
        • embedded grass seed
        • soft tissue injury
        • eye trauma
        6 months for cruciate ligament conditions
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
    • Puppy cover
      • Accident & Illness
        Entry Age
        Older than 8 weeks and younger than 6 months
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        80%
        Benefit % 8 years and over
        80%
        Annual Benefit Limit
        $10,000
        Per Condition Limits (annual)
        Paralysis ticks: $1,000 annual Sub-limit Skin Conditions: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        $300 annual Sub-limit
        Cruciate Ligament Conditions
        Cancer Treatment
        Emergency Boarding (annual limit)
        $1000
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        30 days for Illnesses 6 months for cruciate ligament conditions
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
      • Accidental Injury
        Entry Age
        Older than 8 weeks and younger than 6 months
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        80%
        Benefit % 8 years and over
        80%
        Annual Benefit Limit
        $8,000
        Per Condition Limits (annual)
        Paralysis ticks: $1,500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        $300 annual Sub-limit
        Cruciate Ligament Conditions
        Cancer Treatment
        Emergency Boarding (annual limit)
        $500
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        30 days for the following:
        • ingestion of foreign object
        • tick paralysis
        • heat stroke
        • gastric dilatation-volvulus
        • trauma induced respiratory impairment
        • traumatic spinal disc rupture
        • torn nail
        • poisoning
        • embedded grass seed
        • soft tissue injury
        • eye trauma
        6 months for cruciate ligament conditions
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
    • Basic Dog cover
      • Vet Basic
        Entry Age
        Older than 8 weeks and youger than 5 years
        Excess
        $0
        Benefit % 8 weeks and younger than 8 years
        90%
        Benefit % 8 years and over
        65%
        Annual Benefit Limit
        $6,000
        Per Condition Limits (annual)
        $1,000 Annual Condition Limit applies to each Condition you claim
        Covers Accidental Injuries
        Covers Illnesses
        Consultation Fees
        Cruciate Ligament Conditions
        Cancer Treatment
        Emergency Boarding (annual limit)
        $1000
        Dental Illness Treatment
        Behavioural and anxiety conditions
        Alternative and complementary treatments
        Prescription diets
        Waiting Periods
        30 days for Illnesses
        *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.

    Optional Routine Care

    Feel like the dog that got the bone, just add a little extra and help contribute towards your pet’s routine expenses.
    Optional Routine Care is not available as an add on for Vet Options, Vet Select or Vet Basic

    You should always read and understand a Product Disclosure statement (PDS).
    Information provided in a PDS will not take into account your individual needs or financial situation. You should always consider whether a policy offers cover that is right for you before making a decision.

    Click the button below for the:

    Menu