This should have you purring too. With pet insurance for cats, we’ll pay up to 80% of your eligible costs at any registered veterinarian throughout Australia. And if you choose to add Routine Care we will make a contribution towards the cost of vaccinations, de-sexing, micro-chipping, plus many other day to day health problems up to the Routine Care limit.
Pet Insurance
Options for Cats.
Our Highest Level Cat Cover
- $25,000 annual benefit limit
- 100% benefit percentage for pets over 8 weeks and younger than 8 years
- 65% benefit percentage for pets over 8 years
Accidental Injury and/or illness cover
- $3,000 to $6,000 annual benefit limit
- 80% benefit percentage
- Age eligibility: over 8 weeks and younger than 9 years. No age limit for Accidental Injury Only Cover.
Illness only cover
- $5,000 annual benefit limit
- 80% benefit percentage
- Age eligibility: over 8 weeks and younger than 9 years.
All cover options
enjoy these features:
- No excess
- Access to GapOnly
- Flexible Payment Options
- Access to Petsy Member Benefits
- Personalised sign-up gift for your pet
Terms, conditions, waiting periods, limits and exclusions apply. Petinsurance.com.au is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and is promoted and distributed PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 and Petsy Pty Ltd ABN 54 633 343 058, AR 1277359. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS andTarget Market Determination available at Petsy’s TMD page
GapOnly™ is a trademark owned by PetSure (Australia) Pty Ltd (Petsure), ABN 95 075 949 923, ASFL 420163. Insurance products are issued by The Hollard Insurance Company (ABN 78 090 584 473; AFSL 241436) and administered by PetSure through its Authorised Representatives and distribution partners. Any advice is general only and may not be right for you. You should consider the relevant Product Disclosure Statement or policy wording available from the relevant provider to decide if a product is right for you.
Choose the Cat Cover to protect your feline friend
This table below provides a summary of your cover for new and renewing cat policies from 11/11/2016.
See the PDS/FSG for details of your cover.
Cat Cover.
| Highest cat cover | Cat cover | Indoor Cat Cover | Basic cat cover | ||
|---|---|---|---|---|---|
| Feature | Vet Select | Accident & Illness | Accidental Injury | Illness only | Vet Basic |
| Entry Age | Older than 8 weeks and younger than 5 years | Older than 8 weeks and younger than 9 years | From 8 weeks | Older than 8 weeks and younger than 9 years | Older than 8 weeks and youger than 5 years |
| Excess | $0 | $0 | $0 | $0 | $0 |
| Benefit Percentage 8 weeks and younger than 8 years | 100% | 80% | 80% | 80% | 90% |
| Benefit Percentage 8 years and over | 65% | 80% | 80% | 80% | 65% |
| Annual Benefit Limit | $25,000 | $3,000 for accidental injuries + $3,000 for illnesses | $3,000 | $5,000 | $6,000 |
| Per Condition Limits (annual) | Annual benefit limits vary for each listed item - please refer to your Policy Schedule. | Paralysis ticks: $1,000 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit | Paralysis ticks: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limit | N/A | $1,000 Annual Condition Limit applies to each Condition you claim |
| Covers Accidental Injuries |
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| Covers Illnesses |
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Specified Illnesses |
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| Consultation Fees |
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$90 per treatment up to $300 annual Sub-limit (including home visits) | $90 per treatment up to $300 annual Sub-limit (including home visits) | $90 per treatment up to $300 annual Sub-limit (including home visits) |
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| Cruciate Ligament Conditions |
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| Cancer Treatment |
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| Emergency Boarding (annual limit) | $500 | $1,000 | $500 | $1,000 | $1,000 |
| Dental Illness Treatment |
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| Behavioural and anxiety conditions |
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| Alternative and complementary treatments |
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| Prescription diets |
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Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Condition review)+ |
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| Waiting Periods | 20 days for Illnesses, Behavioural Conditions, Prescription Diets and Alternative and Complementary Treatment, 6 months for cruciate ligament conditions and dental conditions | 30 days for Illnesses 6 months for cruciate ligament conditions. |
30 Days for Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning.
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30 days for the following:
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30 days for Illnesses. |
| *You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance. +Some conditions are eligible for review after an 18-month period – this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Condition page for more information. |
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Highest cat cover
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Vet Select
Entry AgeOlder than 8 weeks and younger than 5 yearsExcess$0Benefit % 8 weeks and younger than 8 years100%Benefit % 8 years and over65%Annual Benefit Limit$25,000Per Condition Limits (annual)Annual benefit limits vary for each listed item - please refer to your Policy Schedule.Covers Accidental InjuriesCovers IllnessesConsultation FeesCruciate Ligament ConditionsCancer TreatmentEmergency Boarding (annual limit)$500Dental Illness TreatmentBehavioural and anxiety conditionsAlternative and complementary treatmentsPrescription dietsWaiting Periods20 days for Illnesses, Behavioural Conditions, Prescription Diets and Alternative and Complementary Treatment, 6 months for cruciate ligament conditions and dental conditions*You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
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Vet Select
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Cat cover
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Accident & Illness
Entry AgeOlder than 8 weeks and younger than 9 yearsExcess$0Benefit % 8 weeks and younger than 8 years80%Benefit % 8 years and over80%Annual Benefit Limit$3,000 for accidental injuries + $3,000 for illnessesPer Condition Limits (annual)Paralysis ticks: $1,000 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limitCovers Accidental InjuriesCovers IllnessesConsultation Fees$90 per treatment up to $300 annual Sub-limit (including home visits)Cruciate Ligament ConditionsCancer TreatmentEmergency Boarding (annual limit)$1,000Dental Illness TreatmentBehavioural and anxiety conditionsAlternative and complementary treatmentsPrescription dietsWaiting Periods30 days for Illnesses 6 months for cruciate ligament conditions*You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
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Accidental Injury
Entry AgeFrom 8 weeksExcess$0Benefit % 8 weeks and younger than 8 years80%Benefit % 8 years and over80%Annual Benefit Limit$3,000Per Condition Limits (annual)Paralysis ticks: $500 annual Sub-limit Cruciate Ligament Conditions: $2,600* annual Sub-limitCovers Accidental InjuriesCovers IllnessesConsultation Fees$90 per treatment up to $300 annual Sub-limit (including home visits)Cruciate Ligament ConditionsCancer TreatmentEmergency Boarding (annual limit)$500Dental Illness TreatmentBehavioural and anxiety conditionsAlternative and complementary treatmentsPrescription dietsWaiting Periods30 days for the following:
- Ingestion of foreign object
- tick paralysis
- Heat stroke
- Gastric dilatation-volvulus
- Trauma induced respiratory impairment
- Traumatic spinal disc rupture
- Torn nail
- Poisoning
- Embedded grass seed
- Soft tissue injury
- Eye trauma
*You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
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Accident & Illness
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Indoor Cat Cover
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Illness only
Entry AgeOlder than 8 weeks and younger than 9 yearsExcess$0Benefit % 8 weeks and younger than 8 years80%Benefit % 8 years and over80%Annual Benefit Limit$5,000Per Condition Limits (annual)N/ACovers Accidental InjuriesCovers IllnessesSpecified IllnessesConsultation Fees$90 per treatment up to $300 annual Sub-limit (including home visits)Cruciate Ligament ConditionsCancer TreatmentEmergency Boarding (annual limit)$1000Dental Illness TreatmentBehavioural and anxiety conditionsAlternative and complementary treatmentsPrescription dietsWaiting Periods30 days for the following:
- Feline lower urinary tract disease
- Gastrointestinal problems
- Ingestion of a foreign object
- Diabetes
- Hyperthyroidism
- Heart disease
- Renal disease
*You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
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Illness only
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Basic cat cover
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Vet Basic
Entry AgeOlder than 8 weeks and youger than 5 yearsExcess$0Benefit % 8 weeks and younger than 8 years90%Benefit % 8 years and over65%Annual Benefit Limit$6,000Per Condition Limits (annual)$1,000 Annual Condition Limit applies to each Condition you claimCovers Accidental InjuriesCovers IllnessesConsultation FeesCruciate Ligament ConditionsCancer TreatmentEmergency Boarding (annual limit)$1000Dental Illness TreatmentBehavioural and anxiety conditionsAlternative and complementary treatmentsPrescription dietsWaiting Periods30 days for Illnesses*You may be eligible for a higher limit and if so, this will be specified in your certificate of insurance.
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Vet Basic
Optional Routine Care
If you want to feel like the cat that’s got the cream, just add little extra and help contribute towards your pet’s routine expenses. The Routine Care options are not available on Vet Options, Vet Select or Vet Basic Cover
$100 Benefit for any one of the following
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
Plus $50 for any one of the following
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
You Should always read and understand a Product Disclosure statement (PDS).
Information provided in a PDS will not take into account your individual needs or financial situation. You should always consider whether a policy offers cover that is right for you before making a decision.
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