Specified Conditions

Petsy Pet Insurance has a 6 month Waiting Period applicable to Specified Conditions.

Specified Conditions includes:

  •     Cruciate ligament damage,
  •     Intervertebral disc disease,
  •     Hip dysplasia,
  •     Patella luxation,
  •     Elbow dysplasia,
  •     Osteochondritis dissecans (‘OCD’),
  •     Cherry eye,
  •     Entropion,
  •     Ectropion,
  •     Brachycephalic Obstructive Airway Syndrome (‘BOAS’) and
  •     Lumps

Lumps means the protuberance or localised area of swelling or unusual growth that can occur anywhere on the body including tumours, warts, cysts, growths and abscesses.

Lumps are not considered a Specified Condition if Your Pet was under one (1) year old on the First Date of Cover or when Your cover increased.

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Optional Extra Benefits

During the application process You will be provided with the option to include Optional Extra Benefits that cover certain conditions and Treatments which are not otherwise covered under the Policy.


The Optional Extra Benefits are:

Alternative Therapies, Behavioural Problems, and Dental Illness.


Examples of Alternative Therapies: Acupuncture, physiotherapy, hydrotherapy

Examples of Behavioural Problems: Excessive licking, fur pulling, pacing and destructive


Examples of Dental Illnesses: Dental diseases, gingivitis, periodontal disease.