Pet Insurance
Options for Cats.

Vet
Select

Our highest level cat cover

  • $25,000 annual benefit limit
  • 100% benefit percentage for pets over 8 weeks and younger than 8 years
  • 65% benefit percentage for pets over 8 years

Cat

Accidental Injury and/or illness cover

  • $3,000 to $6,000 annual benefit limit
  • 80% benefit percentage
  • Age eligibility: over 8 weeks and younger than 9 years. No age limit for Accidental Injury Only Cover.

Indoor
Cat

Illness only cover

  • $5,000 annual benefit limit
  • 80% benefit percentage
  • Age eligibility: over 8 weeks and younger than 9 years. No age limit for Accidental Injury Only Cover.

Pet Insurance
Options for Dogs.

Vet
Select

Our highest level of dog cover

  • $25,000 annual benefit limit
  • 100% benefit percentage for pets over 8 weeks and younger than 8 years
  • 65% benefit percentage for pets over 8 years

Dog

Accidental Injury and/or illness cover

  • $10,000 annual benefit limit
  • 80% benefit percentage
  • Entry age limit: 6 months to 9 years depending on the plan listed

Puppy

Accidental Injury and/or illness cover

  • $8,000 to 10,000 annual benefit limit
  • 80% benefit percentage
  • Entry age limit: over 8 weeks and younger than 6 months

When life gives you lemons,
make lemonade

Our coverage protects the ones you love
from real-life misadventures

Pet Insurance, made simple

Made to protect you and your wallet against the unexpected.

$0 excess to pay. Ever.

Refreshingly transparent

Claims paid fast

Pets with Benefits

Pets with Benefits

We celebrate pets and the amazing humans who make it possible for them to live great lives.

As a Petsy member, you’ll receive instant access to some amazing benefits simply for being part of our pack. Below is a little sneak-peak of what we have in store for our members, we hope you and your pet enjoy our little way of saying thank you.

You and your pet receive access to all the benefits for as long as you’re with us.

Surprise personalised gifts

Exclusive pet discounts

Perks for humans

Introducing GapOnly™

Claim on the spot and only pay the gap.

Innovating the pet insurance claims experience, GapOnly™ reviews and calculates your claim while you’re still at the vet. You simply pay the gap (the difference between the vet’s invoice and the insurance claim benefit under your policy) & go.

It means less to pay upfront, because you know exactly how much will be covered straight away, and you don’t have to wait for your claim to be paid after you leave the vet’s practice. Plus, no paperwork!

Click Here to find out more about GapOnly™

Petsy Benefits

Safety first

Get protected against eligible vet bills.

Ditch excess. For good.

Say your goodbyes to excess forever.

Lifelong protection

Don’t wait for a disaster, get lifelong cover.*

pet insurance backed by giants

Backed by giants

We’re completely secure and underwritten by Australia’s largest pet insurer PetSure

Upgrade to digital

Enjoy a fast, simple, online claim service

Pick the vet that’s right for you

We’ll work with any licensed vet in Australia.

*as long as you continue to renew your policy and there are no breaks, lapse or change in the level of cover, subject to the terms and conditions of the renewal policy

Have peace of mind knowing that your pet is protected when it counts

*Average claim includes GST. Hollard insurance 2014.

The average cost to treat multiple fractures is $2,350

The average cost to treat ingestion of a foreign object is $1,272

What is pet insurance?

Pet insurance is a policy for your pet that reimburses you for eligible vet expenses and emergency care if something unexpected happens.

Having pet insurance in place protects you from the risk and financial stress that comes with high veterinary costs. Pet insurance also ensures your pet has access to medical care when they need it.

*Average claim includes GST. Hollard insurance 2014.

Surgery prices are scary

We’ll help relieve some of the financial strain and cover up to 80% of eligible vet bills

Want the low-down on insurance?

We break down the insurancy bits so they’re easy to understand and you’re better informed to make the best decision for you and your pet.

We offer Pet Insurance for:

How does pet insurance work?
Why should I choose Petsy for pet insurance?
What to look for in pet insurance?
How does pet insurance work?

Depending on the plan you choose, you can get reimbursed for a percentage of the total cost of treatment for your dog or cat, up to the annual benefit limits and sub-limits. Pre-existing conditions and certain expenses, conditions and treatments are not covered. These are set out in the Product Disclosure Statement (PDS).
There are two main types of pet insurance policies:
1. Accidental Injury
2. Accidental Injury and Illness
Each plan also has the option of adding on routine care which can provide a contribution towards specified routine expenses.
Each policy has different product features, terms and conditions.

Accidental Injury cover
What it covers
Accidental injury only insurance covers harm or injuries caused by an accident. This can include bone fractures, motor vehicle incidents and snake bites. Refer to the PDS for further information.

What it doesn’t cover
Pet owners should be aware that the policy may not pay on all types of accidents. Tick and flea bites may not be covered, for example. Injuries due to a pre-existing condition are another common exclusion. You should always check your PDS to understand what you are and aren’t covered for.

Accidental Injury and Illness cover
What it covers
Accidental Injury and Illness insurance covers the accidents previously mentioned and provides cover for sickness or disease diagnosed by a vet. Examples of coverage available include cancer, ingestion of a foreign object, hereditary conditions, and skin conditions (as long as these aren’t a pre-existing condition or excluded under the policy).

What it doesn’t cover
Pet owners should be aware that there are some common exclusions, including pre-existing conditions, and conditions such as kennel cough. Always check whether the policy you’re considering will cover your pet for chronic, recurring, or lifelong conditions before purchasing a policy, renewing your policy or switching pet insurance providers.

Routine Care
What it covers
Routine care provides pets with access to certain preventative health treatments, such as vaccinations, worming treatments, de-sexing, dental care and behavioural therapy.

It helps to provide a contribution towards the procedures and checks you get done for your pet that helps them stay healthy and safe.

Please note that routine care items are only covered up to the applicable routine care limits.

Why should I choose Petsy for pet insurance?

Petsy together with petinsurance.com.au offers specialised pet insurance options to help protect your pet against the unexpected. We offer 6 different levels of cover for cats, dogs, indoor cats and puppies.

Our products include:
Vet Select – Our highest level of cover available for dogs and cats
Vet Basic
Dog accidental injury and/or illness cover
Puppy accidental injury and/or illness cover
Cat accidental injury and/or illness cover
Indoor cat illness only cover

We also offer a range of benefits including:
$0 excess to pay across all policies
Lifelong protection (as long as there are no breaks or gaps in cover, with renewals being subject to the terms and conditions of the renewing policy)
We’ll work with any licensed vet in Australia, other than yourself
A fast and simple online claim service
Underwritten by Australia’s largest pet insurer
Our Vet Select product offers up to 100% back on eligible claims with a high annual benefit limit of $25,000 for pets older than 8 weeks and younger than 8 years.*

All Petsy members also receive:
Free sign-up gift
Access to exclusive member benefits from several providers around Australia

What to look for in pet insurance?

A quick way to determine how good a policy is to have a look at its benefit percentage (or for the portion of the vet bill that you will be reimbursed), and the annual benefit limit (the maximum dollar amount that you’re covered for each policy year). A high benefit percentage and benefit limit might mean your insurance policy will cover more of your eligible vet bills if your pet has an unexpected accident or illness.
Petsy together with petinsurance.com.au offers up to 100% back on eligible claims with our Vet Select product offering a high $25,000 annual benefit limit for pets older than 8 weeks and younger than 8 years.*
Pet Insurance is designed to provide you with assistance when the unexpected results in high veterinary costs.
Whilst we believe that Petsy together with petinsurance.com.au offers the best pet insurance members benefits, please bear in mind that Pet Insurance may not be for everyone and there are many providers that offer a range of products that may be more suitable to your individual circumstances.
Most importantly, you should take some time to read the PDS so you can understand what you will and won’t be covered for and determine whether the product is right for you.
*Specific limits apply to covered conditions. Benefit percentage will reduce to 65% for pets over the age of 8 years.

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