Pet Insurance for Puppies

Protect your puppy with our simple, extensive cover

The highest-rated Pet Insurance providers on Product Review, Finder, Compare Insurance and Furbaby Insurance as of July 2024

Loved by Pet Owners Australia wide

Petsy has made my pets welfare so much less stressful

The service provided by Petsy has been amazing. My puppy got parvo and even with full vaccination needed 24/7care for a week until she was well enough to come back home. Once she was back home I made a claim with two days and got correspondence from the team a day after. I expected the process to take up to two weeks as it was a large claim but within five days the claim had been processed and two days later the funds were in my account. All I had to do to make my claim was provide the details of the vet and invoices if the care was complete and they would do all the work getting information from the vet. They also checked in with me a few times during this process to let me know how the claim was going and asked me how my puppy was going. I have been with Petsy for three months and they have been so much more approachable than my previous insurer. Their policy is the same price of my previous policy but covers two dogs while my previous policy only covered the one. I wish I had been with Petsy earlier as my other cavoodle needed to have dental surgery on some adult teeth and my current policy would have covered this when my old insurer did not. They also provide a Pre-existing assessment for all pets that helps to outline what vet costs will or won’t be deductible based on their prior vet history. They are also open to updating information when some existing vet notes change, such as a dog no longer eating poop! My amazing experience with Petsy has made me speak highly of them to everyone who has heard about my poor puppy getting sick and I recommend them to anyone who has a pet.

Phoebe, July 24

Claims are processed quickly and staff are friendly

My chosen policy was easy to set up and claims are super quick and simple to lodge. My latest pet insurance claim was processed in less than 24 hours and staff are always super friendly and helpful. Sharon sent me a follow up message informing me of the outcome of my claim and asking how my pet was doing which I really appreciated. 🙂

Emily, July 2024

Exactly what we were hoping for

We lodged a claim for our puppy who, unbeknownst to us, swallowed 3 rocks and required surgery to removed them. Petsy were brilliant in their communication and timely in their response to our claim. Very happy with their service. The follow up call afterwards to check on Luna was much appreciated.

John, August 2024

Get a quick pet insurance quote

Protect your furry friend with just a few clicks! Get a fast and free pet insurance quote tailored to your needs today.

Award Winning Pet Insurance

There’s no surprise why Petsy is one of Australia’s fastest growing and most loved pet insurers.

Awards

Best for Value Pet Insurance - WeMoney 2024
Best for Young Pets Pet Insurance - WeMoney 2024
Finalist - Pet Insurer of the Year - WeMoney 2024
Finalist - Best for Value (Multiple Pets) - WeMoney 2024
Highly commended in ‘Pet Insurance - Value’ - Finder 2023
Highly commended in ‘Pet Insurance - Comprehensive’ - Finder 2023
Outstanding Value Pet Insurance - Canstar 2023
Outstanding Value Pet Insurance - Canstar 2024
Expert’s Choice Award - Mozo 2024

Pet Insurance that protects the one you love coming home to

We all want to have the peace of mind knowing that our furry bundle of joy is able to receive required veterinary treatment if things don’t go to plan.

With Petsy Puppy Protection Plus, you can choose an annual limit up to $30,000 to help cover eligible vet costs if your puppy runs into an unexpected mishap resulting in an injury or illness. No sub-limits or hidden costs

What is pet insurance?

Pet insurance can help to reimburse you for eligible vet costs if your puppy unexpectedly gets injured as a result of an accident or if they suffer an illness.

Having pet insurance can reduce the financial impact that can come with high veterinary costs. Receive 80% or 90% back on eligible vet costs based on your level of cover and after your annual excess.

Why consider pet insurance for puppies?

It’s no secret that puppies love exploring the world around them and testing their limits. If your puppy accidentally breaks a bone, or unexpectedly find themselves in a pickle whilst scouting their new surroundings, having pet insurance can help to cover some of the cost for critical veterinary treatment they need without money being the deciding factor.

Eligibility

When purchasing a new Petsy Puppy Protection Plus policy:

Puppy Protection Plus is only available for puppies that join Petsy before their first birthday. If your puppy is 1 year or older, please see Petsy Pet Protection Plus.

How Pet Insurance Works

Get a quick quote online and customise your policy for your Puppy

No two puppies are ever the same. Instead of picking a pre-packaged plan and hoping you fall into one of the buckets, customise your Petsy Pet Insurance policy so it’s right for you and your puppy Our policy is customisable and you’ll be able to tailor the level of coverage, based on your preferences for the Benefit Percentage, Annual Limit, Annual Excess, whether or not you’d like Optional Extra Benefits (if your pet is less than 3 years old) and whether or not you’d like to include costs of Vet Consultations for your cover.

Request a pre-existing condition assessment for your pet (at our cost)

Fast-track future claims by completing a pre-existing condition assessment upfront when you start your coverage. Once you’ve had your first vet visit, let us know and we’ll collect your pet’s medical history upfront. We’ll also let you know whether there are any pre-existing conditions noted in their medical history that might affect your ongoing coverage.

Use any registered vet, anywhere in Australia

Petsy Pet Insurance works with all licensed vets in Australia (that’s over 12,000) so you can pick the vet that works for you.

Quick and easy claims

Claims are quick and easy and can be submitted quickly from anywhere in Australia, plus they can be submitted directly by your vet for added convenience.

Get paid back fast

Approved claims are paid directly into your nominated bank account.

Build & Personalise your policy

Our quotes are customisable and you can tailor your policy by choosing from the following options on a Petsy Pet Insurance policy:

You can Customise

Benefit Percentage: 80% or 90%
Annual Limit: $5,000, $10,000, or $25,000 (for pets under 1 year old annual limit of up to $30,000)
Annual Excess: $0, $150, $200, $300, or $500
Vet Consultation Fees: Include or exclude
Optional Extra Benefits for Pets Under 3 Years: Dental illness, behavioural conditions, and specialised therapies

Annual Limit Bonus for Puppies

Start Early and Get Rewarded

Starting early has its perks. If you insure your pet while your pet is between 6 weeks and 6 months of age, we’ll increase your annual limit by 20% for the life of the policy, at no extra cost. For pets starting between 6 months and 1 year of age, we’ll top up the annual limit by 10% at no extra cost.

For Young Puppies (before turning 6 months old)

Enjoy a 20% bonus on your annual limit, at no extra cost.

For Growing Companions (between 6 months and 1 year)

We’re offering a 10% bonus on your annual limit, at no extra cost.

Essential coverage for your pet’s protection

Treatment by veterinary specialists
Cancer treatment and chemotherapy
Emergency vet visits
Diabetes
Cancer treatment and chemotherapy
Treatment by veterinary specialists

X-rays, CT scans and MRIs
Hospitalisation
Hip and elbow dysplasia
Surgeries
Ingestion of foreign objects
X-rays, CT scans and MRIs
Hip and elbow dysplasia

Hyperthyroidism
Heatstroke
Fractures and broken bones
Motor vehicle accidents
Snake bites
Heatstroke
Hyperthyroidism
Fractures and broken bones

Essential coverage for your pet’s protection

Plus, optional cover available for pets younger than 3 years old at the time of application

Dental illness
Dental disease, tooth fractures, gingivitis, periodontal disease and more
Specialised therapies
Acupuncture, physiotherapy, hydrotherapy, chiropractic care and more
Behavioural conditions
Anxiety, aggression, obsessive behaviour, destructive chewing and more
Plus, so much more

*Exclusions apply. Please see the Product Disclosure Statement for more details.

What’s not covered

Petsy Pet Insurance covers a lot, but it’s important to understand what’s not covered, such as:

Issues that don’t relate to an accidental injury or illness

Routine and preventive care such as vaccinations, desexing, and regular health check-ups aren’t covered.

Pre-existing Conditions

Any signs or symptoms of an illness or health issue your pet shows before the exclusion period is over are considered pre-existing conditions and won’t be covered.

Bilateral conditions (affecting both sides of the body)

If your pet has a pre-existing condition and one side shows signs before the exclusion period ends, the other side won’t be covered if it later affects the other side.

General exclusions

Breeding-related costs, experimental treatments and general exclusions aren’t covered

Exclusion Periods

Your pet isn’t covered the moment you buy your policy. Your policy has different exclusion periods that need to be passed symptom-free before coverage begins. The exclusion periods are:

1 Day Exclusion Period for Accidental Injury (except Specified Conditions)
14 days Exclusion Period for Illness (except Specified Conditions)
14 days Exclusion Period for Dental Illness for pets under 1 year old
6 months Exclusion Period for Dental Illness for pets 1 year and older
6 months Exclusion Period for Behavioural Conditions
6 months Exclusion Period for Specified Conditions

In Good Paws

Multi Award Winning

Petsy Pet Insurance stands out with award-winning, highly rated coverage designed with your pet’s needs in mind. We offer extensive coverage that puts your pet’s well-being first, including medical emergencies, cancer, hip issues, optional dental, and other expensive treatments. Enjoy no sub-limits on specific conditions or treatments, customisable policies, and flexible annual excess options, including zero excess (not per condition or per claim like some others).

Plus, with friendly support from our Australia-based team and a generous annual limit of up to $30,000, you can be confident your pet can receive the care they need. Join before your pet’s first birthday to receive a special annual limit bonus of up to $30,000.

Peace of mind

Rest easy knowing that your next anxious emergency vet visit isn’t going to cost you an arm and a paw

Australian customer support and claims

No offshore call centres, only Australian based pet insurance specialists to support you and your pet.

Pet Insurance specialists

All we do is pet insurance, so you can rest easy knowing your pet insurance experience will be a walk in the park.

Lifelong protection

Petsy Pet Insurance provides ongoing coverage for accidents and illnesses. The cover can continue for the rest of your pet’s life as long as you continue to renew it year on year.

No sub limits on any of your inclusions

No sub limits on your coverage, even for commonly expensive treatments like dental illness, cruciate ligament damage, IVDD, and hip dysplasia.

No decrease in coverage over time

We won’t decrease your coverage as your pet gets older, even if they develop chronic conditions or require ongoing treatment

Award winning pet insurance

Finalists in Finder’s 2023 Pet Insurance Awards – Finder experts compared 25+ policies, 190+ features and got over 700 quotes to help find the best pet insurance products of 2023. Petsy Pet Insurance awarded Highly Commended for both value and comprehensive categories.

Flexible annual excess options, including zero excess

Choose from zero excess or other annual excess options (not a per condition or per claim excess like some others).

Simple payment options

Make monthly payments by direct debit or credit card. Plus, no cancellation fees.

Good for your pet. Good for the communities.

We’re corporate partners to charities like the National Breast Cancer Foundation and Livin.org, and we’re also big on supporting local businesses and giving back to animal welfare.

In the wild

Meet our furfam!
Join the thousands of Aussie pet owners taking the step to protect their pet’s future with cover you can count on.

Arlo The Golden Retriever

Oakley the Cavoodle

Leo the French Bull Mastiff cross

@kashythebully

Nala the Bernedoodle

Sasha the Daschund

@Lola the Sarplaninac

@Tilly the mini DachShund

@Zeek the Cavoodle

@Lincoln the Border Collie

@Taco the Jug

Benny the Basenji

Digby the Miniature Golden Retriever

Tilly the Sheepadoodle

Sansa the Staffy

Rufus the Cavalier King Charles Spaniel

FAQ

What is pet insurance for puppies?

If your puppy gets sick or hurt, puppy insurance coverage can help to reimburse you for treatment costs. Petsy Pet Insurance offers extensive coverage and pays back up to eligible 90% of vet bills.

Why do I need pet insurance for my puppy?

With the cost of living rising and veterinary medicine improving (but getting more expensive), it’s more important than ever to be prepared. Petsy Pet Insurance can help to provide protection against these rising costs so you can focus on what really matters—caring for your pet.

From allergies to gastro or accidentally swallowing things they shouldn’t, Petsy Pet Insurance offers a wide range of coverage for puppies. As a pet parent, this can help to give your puppy the care they need, without the financial stress of paying for expensive vet bills.

Surgery Prices are Scary

With Petsy we can help relieve some of the financial strain and cover up to 90% of eligible vet bills

Petsy helped (Maggie and Mey) pay $11,802.48 of vet costs for FIP.

Real Vet Bills Petsy Has Helped Pay

Petsy Paid amounts are based on the actual policy options chosen by customers in each case with no sub-limits on claimable conditions. We deduct the chosen annual excess then cover 80% or 90% of the eligible costs for conditions.

Vet Description	Price
Lymphosarcoma, hip, dysplasia, tumour	$12,890.67
Petsy Paid	$11,601.26

Vet Description	Price
Snake bite	$5,680.06
Petsy Paid	$4,144.05

Vet Description	Price
Bite wound	$7,352.15
Petsy Paid	$6,616.93

Vet Description	Price
Gastro	$14,820.38
Petsy Paid	$11,856.31

Vet Description	Price
Skin conditions	$2,818.62
Petsy Paid	$2,134.89

Vet Description	Price
Fractured Spine	$6,880.29
Petsy Paid	$5,504.23

Made for pups of all ages

With Petsy Pet Insurance, you won’t have to choose between your wallet and your best friend. It’s simple to give your dog the care they need for a long, healthy, and happy life.

Start coverage from 6 weeks old all the way through to their senior years. As long as you start a policy before your pet is 9 years old, we can provide ongoing protection as they age.

Keep your pup's tail wagging with Petsy Puppy Protection Plus for Puppies

We’ve helped tons of dog parents pay for the best treatment for their puppies. See real examples of how Petsy Pet Insurance helped dogs and their parents pay for vet bills.

Pet Insurance

Pet insurance Info

More Links

Our Socials

About us

Work With Us

Media

Our Socials

Members benefits

Become a Partner

More

Our Socials

How We work with Vets

Work with your Clinic

Vet News

Our Socials

DOG

CAT

Pet Info

Our Socials

Pet Insurance Hub

Insurance

Policy Admin

Our Socials

Tail Talk Hub

Our Socials

Contact us

Opening Hours

Get Social

Our Socials