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Pet Insurance Bonus for Puppies

Pet insurance plays an important part of responsible pet ownership. Caring for puppies can be expensive and vet bills can quickly add up, especially in emergencies.

Pet insurance acts as a financial safety net, helping cover unexpected veterinary costs if your puppy needs treatment. Some medical expenses can run into the tens of thousands, and having a pet insurance plan can significantly reduce the financial burden and stress during difficult times. 

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Petsy Pet Insurance

Petsy Pet Insurance is designed with your puppies’ care in mind. Unlike many policies that cover only specific conditions, Petsy covers almost every type of injury, illness, or condition, unless it’s explicitly listed as not covered (you can refer to these in the General Exclusions section in the PDS).

We have no sub limits on the conditions you can claim, meaning you won’t face unexpected restrictions on your coverage and our excess is an annual excess (per year) not per condition or per claim like some others, which can help to lower unexpected out of pocket expenses.

Plus, if you insure your puppy with Petsy before their first birthday, you’ll receive an annual limit bonus that lasts for the lifetime of the policy.

We currently offer Petsy Pet Insurance in every state, territory and city in Australia and work with any licensed vet in the country.

For puppies starting their protection with us before they’re 6 months old, we’ve topped up your chosen yearly limit by 20% and you pay nothing extra.

  • That’s an extra $1,000 on a $5,000 plan
  • An extra $2,000 on a $10,000 plan
  • Or an extra $5,000 on a $25,000 plan

For puppies starting their protection with us before they turn one, we’ve topped up your chosen yearly limit by 10% and you pay nothing extra.

  • That’s an extra $500 on a $5,000 plan
  • Or an extra $1,000 on a $10,000 plan
  • Or an extra $2,500 on a $25,000 plan

What is Petsy Pet Insurance?

Petsy Pet insurance is a policy that reimburses vet costs you incur for the treatment of your pet if they suffer an unexpected injury or illness (provided these occur after any applicable exclusion period has ended).

With pet insurance, you can rest easy knowing that expenses for costly vet treatments (and more) may be reimbursed, allowing you to focus on your pet’s well-being instead of the financial burden.

Whilst having Petsy Pet Insurance doesn’t make an illness or injury go away, it does soften the financial impact and may make it easier for you to access veterinary treatments for your pet without money being the sole 
deciding factor.

A Petsy Pet Insurance covers a wide range of conditions/illnesses, from ear infections to diabetes, all the way through to cancer treatment, as well as the costs of x-rays and surgery, if for example, your pet has 
gastrointestinal problems.

Your Petsy Pet Insurance policy may come in handy if your pet accidentally breaks a bone or is hurt by a car, or if they accidentally eat something, they shouldn’t have.

Having Petsy Pet Insurance can mean that you and your furry friend can have peace of mind, even when life gets tough, and things don’t go as planned.

Pet insurance is designed for the unexpected events, and exclusion periods begin on your policy’s start date and when your cover is increased (for that increased portion of your cover). We can only offer reimbursement for your vet treatment costs, after these applicable exclusion period ends. This is why it’s so important that you buy insurance long before you need it.

Exclusion Periods

Your pet isn’t covered the moment you buy your policy. Your policy has different exclusion periods that need to be passed symptom-free before coverage begins.

The exclusion periods are: 

  • 1 Day Exclusion Period for Injury (except Specified Conditions) 
  • 14 days Exclusion Period for Illness (except Specified Conditions) 
  • 14 days Exclusion Period for Dental Illness for pets under 1 year old 
  • 6 months Exclusion Period for Dental Illness for pets 1 year and older 
  • 6 months Exclusion Period for Behavioural Conditions 
  • 6 months Exclusion Period for Specified Conditions

What is a Specified Condition?

A specified condition includes specific health issues, including cruciate ligament damage, intervertebral disc disease, hip dysplasia, patella luxation, elbow dysplasia, osteochondritis dissecans (OCD), cherry eye, entropion, ectropion, and lumps.

You can apply to reduce the 6-month exclusion period for Specified Conditions by using our request for Waiver Form.

Simply take this form to your next vet visit and make sure to submit the completed form back to us within 14 days of the visit.

Coverage

Petsy Pet Insurance is an insurance policy that reimburses 80% or 90% of vet costs for the treatment of your pet if they suffer an unexpected injury or illness (provided these occur after any applicable exclusion period has ended symptom free).

We offer coverage up to $30,000 annually with no sub-limits on any of the conditions you can claim.

Plan options

Our policy is customisable and you’ll be able to tailor the level of coverage, based on your preferences for the Benefit Percentage, Annual Limit, Annual Excess, whether or not you’d like Optional Extra Benefits (if your pet is less than 3 years old) and whether or not you’d like to include costs of Vet Consultations for your cover.

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Benefit Percentage 80% or 90%
Annual Limit $5000, $10,000 or $25,000
Annual Excess $0, $150, $200, $300, $500
Optional Extra Benefits Include or exclude
Vet Consultations Include or exclude
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Company information

Petsy Pty Ltd (ABN 54 633 343 058, AR 1277359) (‘Petsy’) distributes and promotes Petsy Pet Protection Plus (formally Petsy Pet Insurance), Petsy Puppy Protection Plus and Petsy Kitten Protection Plus as an authorised representative of ThePetInsuranceCompany.com.au Pty Ltd (ABN 38 620 795 735, AFSL 536651) (‘ThePetInsuranceCompany.com.au’). ThePetInsuranceCompany.com.au is an underwriting agency acting under a binding authority as an agent for the insurer; Pacific International Insurance Pty Limited (ABN 83 169 311 193, AFSL 523921) (‘Pacific).
In all aspects of arranging this product, Petsy and ThePetInsuranceCompany.com.au act as an agent of Pacific and not as your agent. Any advice contained in this email is general advice only and has been prepared without taking into account individual objectives, financial situation or needs and you should consider the appropriateness of any such advice, the Product Disclosure Statement (‘PDS’) and the Target Market Determination (‘TMD’) available via http://www.petsy.com.au or by calling 1300 952 790 before making a decision to acquire, or to continue to hold, the product. Terms, conditions, limits and exclusions apply. Please refer to the PDS.

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© Copyright 2024 Petsy Pet Insurance 

Specified Conditions includes:

  • Cruciate ligament damage
  • Intervertebral disc disease
  • Hip dysplasia
  • Patella luxation
  • Elbow dysplasia
  • Cherry eye
  • Entropion
  • Ectropion,
  • Osteochondritis dissecans (‘OCD’)
  • Lumps

Lumps means the protuberance or localised area of swelling or unusual growth that can occur anywhere on or in the body including tumours, warts, cysts, growths, mucoceles, haematomas and abscesses.

You can apply to reduce the 6-month exclusion period for Specified Conditions by using our request for Waiver Form. Simply take this form to your next vet visit and submit the completed form back to [email protected] within 14 days of the visit.

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Optional Extra Benefits

During the application process You will be provided with the option to include Optional Extra Benefits that cover certain conditions and Treatments which are not otherwise covered under the Policy.

The Optional Extra Benefits are:

Alternative Therapies, Behavioural Problems, and Dental Illness.

Examples of Alternative Therapies: Acupuncture, physiotherapy, hydrotherapy.

Examples of Behavioural Problems: Excessive licking, fur pulling, pacing and destructive chewing.

Examples of Dental Illnesses: Dental diseases, gingivitis, periodontal disease.