Financial Hardship Guide

Contents

We’re committed to supporting customers facing financial hardship. Financial hardship involves an inability of the customer to pay a debt, rather than an unwillingness to do so. Financial hardship may arise from a variety of situations and may be for a limited duration or long term.

For more information about the financial hardship provisions under the General Insurance Code of Practice, click the following link and see Part 10 (Financial Hardship): Code of Practice.

How we can support you

We’re here to support you. If you’re having trouble paying a financial obligation to us, call 1300 952 790 to talk to us about your situation. We’ll work out a plan with you,
and we may be able to assist with the following: offer a payment plan delay or extend payment due dates put the recovery of monies on hold release your debt (where appropriate) agree with you to pay a reduced lump sum amount deduct an excess from a claim amount (cash settlement)

The support that we provide does not include support with paying the premiums under an insurance policy we have issued.

If you are experiencing financial hardship, please contact Petsy by calling 1300 952 790 or emailing [email protected] regarding our Financial Hardship Support.

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Specified Conditions includes:
  • Cruciate ligament damage
  • Intervertebral disc disease
  • Hip dysplasia
  • Patella luxation
  • Elbow dysplasia
  • Cherry eye
  • Entropion
  • Ectropion,
  • Osteochondritis dissecans (‘OCD’)
  • Lumps
Lumps means the protuberance or localised area of swelling or unusual growth that can occur anywhere on or in the body including tumours, warts, cysts, growths, mucoceles, haematomas and abscesses.

Optional Extra Benefits

During the application process You will be provided with the option to include Optional Extra Benefits that cover certain conditions and Treatments which are not otherwise covered under the Policy.

The Optional Extra Benefits are:

Alternative Therapies, Behavioural Problems, and Dental Illness.

Examples of Alternative Therapies: Acupuncture, physiotherapy, hydrotherapy.

Examples of Behavioural Problems: Excessive licking, fur pulling, pacing and destructive chewing.

Examples of Dental Illnesses: Dental diseases, gingivitis, periodontal disease.