Pet Insurance Cover for Dogs
Product Disclosure Statement

What is a Product Disclosure Statement?

In order to be insured in Australia, you will need need an agreement between you (the policy holder) and the insurance company. This agreement comes in the form of A Product Dislocure Statement, also known as a PDS. The PDS will include the terms, conditions and obligations of an Insurance Company and the policy holder. This is the legally binding agreement between you and your insurance company. All insurance policies include terms and conditions that define the methods in which the policy will operate. These Terms and Conditions specify what is included and what is not, what the insurance company promises to do and what the policyholder promises to do.

Australian law requires all insurers to include all the terms and conditions of the insurance product in this document, known as the Product Disclosure Statement (PDS).

The PDS should help you understand the insurance policy and should provide you with sufficient information about the terms and conditions, policy benefits, inclusions and exclusions. They should help you make an informed decision about whether the policy meets your individual needs.

Information provided in a PDS will not take into account your individual needs or financial situation. You should always consider whether a policy offers cover that is right for you before making a decision.

You Should always read and understand a Product Disclusure statement.
If you are having trouble understanding the Product Dislcosure Statment, Policy Terms and Conditions or Financial Services Guide, please contact us.

Here you will find:
Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide
Effective Date: 30 June 2019

Petsy is an Authorised Representative of PetSure.
Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436) (Hollard); is promoted and distributed by Pet Insurance Pty Ltd (ABN 38 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partners (including Petsy Pty Ltd 54 633 343 058; AR 1277359) (Petsy)); and administered by PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183) (PetSure). PIPL and Petsy are authorised representatives of PetSure.

Download your PDS

Click the link below to read your Product Disclosure Statement specific to Pet Insurance Cover for Dogs

COVER FOR DOGS

Combined Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide
Effective Date: 30 June 2019

Petinsurance.com.au insurance is issued by:
The Hollard Insurance Company Pty Ltd (Hollard)
ABN 78 090 584 473, AFSL 241436 of Level 12, 465 Victoria Avenue, Chatswood, NSW 2067.

Petinsurance.com.au insurance is distributed and promoted by:
Pet Insurance Pty Ltd ABN 38 607 160 930 c/o RSM Bird Cameron, Level 12, 60 Castlereagh Street, Sydney NSW 2000. Pet Insurance Pty Ltd is an Authorised Representative of PetSure (AR No. 1234944).

Petinsurance.com.au is arranged and administered through:
PetSure (Australia) Pty Ltd (PetSure) ABN 95 075 949 923,
AFSL 420183 of Level 1, 465 Victoria Avenue, Chatswood, NSW 2067.

Petinsurance.com.au insurance may also be distributed by one of PetSure’s partners or affiliates that has been appointed as an authorised distributor. Such as Petsy

The link with the Policy  booklet contains three (3) parts, your:

  • Product Disclosure Statement;
  • Policy Terms and Conditions; and
  • Financial Services Guide.

Product Disclosure Statement (PDS)

The PDS is designed to help you understand what you need to know about Petinsurance.com.au so that you can decide whether to proceed with this cover. The PDS has been prepared by Hollard, who is the insurer and product issuer. Hollard has sole responsibility for the PDS, for each Petinsurance.com.au policy issued, and for the assessment and payment of claims. The PDS describes the main features and benefits of the Petinsurance.com.au policy. Any information contained in the PDS is general information only and does not take into account your individual objectives, financial situation or needs. Before acting

on this general information, you should consider the appropriateness of the general information having regard to your individual objectives, financial situation and needs.

Policy Terms and Conditions

The Policy Terms and Conditions of Petinsurance.com.au have been written in plain language to help you understand the insurance cover offered, as well as an insured’s rights and obligations under a

Petinsurance.com.au policy. You should carefully read the PDS and the Policy Terms and Conditions in this booklet before making any decision about whether to purchase Petinsurance.com.au. Note that you have a cooling off period and certain cancellation rights.

Financial Services Guide (FSG)

The FSG contains important information about the services provided by Pet Insurance Pty Ltd and other persons or organisations listed in the FSG in relation to Petinsurance.com.au, how they are remunerated in relation to the services offered, and their internal and external dispute resolution procedures. It is designed to assist you in deciding whether to use any of their services. Pet Insurance Pty Ltd and other persons or organisations providing the services are responsible for information relevant to them in the FSG.

Where words or expressions used in the PDS and Policy Terms and Conditions have a special meaning, we have used the same terms in both sections. Refer to ‘Section 1 – Definitions’ on page 18 for a full explanation.

In addition, references to:

  • We, our, us, insurer and Hollard, mean The Hollard Insurance Company Pty Ltd.
  • You and your mean the applicant for a Petinsurance.com.au policy and, if a policy is issued, the insured.
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