Huge benefitsfor APDT Members and their customers.
Petsy Pet Insurance is proud to Partner with APDT. This means that their Members get exclusive discounts and so do their Customers.
- A percentage of the policy goes towards APDT
- No sub limits
- Cover for vaccine preventable diseases
- Optional cover for dental illnesses
- Australian (based) claims team for customer care and claims
- Specialist APDT Concierge and Account Manager
Who is APDT?
The Association of Professional Dog Trainers (APDT) is a global professional organization dedicated to advancing the field of dog training through education, research, and collaboration. Founded in 1993 by renowned veterinarian and animal behaviorist Dr. Ian Dunbar, the APDT offers resources for both novice and experienced trainers, including a comprehensive educational portal, professional development opportunities, and a robust online community
APDT members gain access to various benefits, such as the Chronicle of the Dog magazine, discounts on industry products, and a comprehensive trainer search tool. The association also promotes the Least Intrusive, Minimally Aversive(LIMA) training approach, emphasising ethical standards in dog training practices.
APDT’s commitment to ethical training standards, professional development, and its role as a leader in the dog training community is one reason why Petsy is proud to partner with them.
Looking for a Dog Trainer?
The Association of Pet Dog Trainers Australia (APDT Australia) is a national organization committed to promoting force-free training methods. Their members are bound by a Code of Ethics to use positive, humane techniques.
What Is A
Sub Limit?
Also known as a “condition limit” or “per incident limit”, a sub limit acts as a ceiling limiting claims made on a pet insurance policy per year (period of insurance), for treating certain conditions.
A sub limit adds an extra limit on certain veterinary expenses, common examples including limits on cruciate ligament surgery, hip dysplasia, dental illness and/or vet consultations.
Having no sub limits means that there will be no extra limits placed on any veterinary expenses if you choose Petsy, enabling you to be able to claim up to (a maximum) of $5,000, $10,000 or $25,000.
Just like most pet insurance policies, cover will start after the applicable Exclusion Period has elapsed. Any Injury, Illness, or Specified Condition that occurs during the applicable Exclusion Period, will also be deemed to be a Pre-existing Condition.
- 1 Day Exclusion Period for Accidental Injury (except Specified Conditions)
- 14 days Exclusion Period for Illness (except Specified Conditions)
- 14 days Exclusion Period for Dental Illness pets under 1 year old (6 months if pet is 1 year or older)
- 6 months Exclusion Period for Specified Conditions and Behavioural Conditions
We understand that Your puppy, kitten, dog or cat may be perfectly healthy so, we give Petsy Policyholders the opportunity to reduce most 6 month Exclusion Periods.
Sub Limits are different to an Annual Benefit Limit
Explaining sub limits on specific treatments
With most other pet insurance policies, certain sub limits are placed as monetary caps on specific treatments. If (for example) you chose a pet insurance policy with an annual benefit limit of $10,000 but the Policy had a sub limit of $2,500 for cruciate ligament conditions, you will not be reimbursed more than $2,500 for your pet’s cruciate ligament condition due to the sub limit clause, even though your annual benefit limit is $10,000.
Examples of some common sub limits you will find with most of our competitors
Treatment/Condition | Example sub limit |
---|---|
Vet consultation fees | $300 |
Cruciate Ligament | $2,600 |
Hip Joint Surgery | $1,200 |
Emergency Boarding | $500 |
Tick Paralysis | $1,000 |
Skin Conditions | $500 |
We are proud that Petsy Pet Insurance is, one of the few pet insurance products available with no sub limits.
Once you’ve passed your exclusion period and as long as the condition you’re claiming for is not pre-existing, there are no pay-out limits placed on specific injuries, illnesses or treatment costs. This means that you can claim up to the full annual benefit limit of your choice ($5000, $10,000 or $25,000) and this applies to all the inclusions under your policy, including (commonly) expensive treatments for accidental injuries and illnesses, which are frequently capped with most other pet insurance policies. Common examples of treatments with sub-limits include hip surgery, cruciate ligament surgery, overnight emergency stays and dental illness, if selected as an optional extra.
All Petsy Pet Insurance policies have zero sub limits.
Exclusion periods apply. Please see Pet Insurance explained for more information on Exclusion periods and the list of Specified Conditions which have a 6 month Exclusion period.
Petsy offers Optional Cover for Dental Illness
Most Pet Insurance policies do not offer any dental coverage. Petsy is one of only a few providers in Australia who offers dental coverage.
Dental Illness coverage from Petsy cannot be purchased as a standalone benefit and is available as an optional extra benefit included in our Top Cover or selected as an optional extra benefit on our Custom Cover.
Cover for dental illness includes dental diseases, gingivitis, abscesses and periodontal disease.
Please note that any routine or elective dental procedures such as teeth cleaning are not covered under dental illnesses.
Unlike many of our competitors, there are no sub limits attached to the treatment costs or vet expenses related to dental illnesses if selected as an optional extra.
Cover for vaccine
preventable diseases
Most Pet Insurance will not cover vaccine preventable diseases.
Petsy Pet Insurance covers vaccine preventable diseases for pets who are
up to date with their vaccinations.
Petsy covers the following vaccine preventable diseases for dogs:
- Canine distemper virus (CDV)
- Canine adenovirus (CAV)
- Canine parvovirus (CPV-2)
- Parainfluenza virus (PI)
- Bordetella bronchiseptica (Bb)
- Leptospira interrogans
Petsy covers the following vaccine preventable diseases for cats:
- Feline Parvovirus (FPV)
- Feline calicivirus (FCV)
- Feline herpesvirus (FHV-1)
- Feline leukaemia virus (FeLV)
- Feline immunodeficiency virus (FIV)
- Chlamydia felis
- Canine distemper virus (CDV)
- Canine adenovirus (CAV)
- Canine parvovirus (CPV-2)
- Parainfluenza virus (PI)
- Bordetella bronchiseptica (Bb)
- Leptospira interrogans
- Feline Parvovirus (FPV)
- Feline calicivirus (FCV)
- Feline herpesvirus (FHV-1)
- Feline leukaemia virus (FeLV)
- Feline immunodeficiency virus (FIV)
- Chlamydia felis
Friendly Australian team
We’re an all-Australian owned brand, specialising in pet insurance, which means that we don’t outsource our customer care or claims services overseas. Our entire team is based in Australia, so you’ll always connect to pet loving Aussies when it matters most.
A customisable policy to suit you and your pet
With Petsy Pet Insurance Custom Cover, you can enjoy the freedom to customise your cover to suit you and your pet. The options available to customise your pet insurance policy include: the Benefit Percentage, the Annual Limit, Annual Excess as well as the option to include or exclude Optional Extra Benefits. You can choose to increase or decrease your monthly premium by lowering or increasing your level of cover.
One of the highest Annual Limits to choose from in Australia, a true $25,000 with zero sub limits
Contact Petsy
- Address:
Suite 58, Mezzanine/388 George St, Sydney NSW 2000
- Phone:
1300 952 790 - Email:
[email protected]
Connect with us
Get a quote
Petsy Pet Insurance
Company information
Petsy Pty Ltd (ABN 54 633 343 058, AR 1277359) (‘Petsy’) distributes and promotes Petsy Pet Protection Plus (formally Petsy Pet Insurance), Petsy Puppy Protection Plus and Petsy Kitten Protection Plus as an authorised representative of Knose Financial Services Pty Ltd (ABN 38 620 795 735, AFSL 536651) trading as ThePetInsuranceCompany.com.au (‘ThePetInsuranceCompany.com.au’). ThePetInsuranceCompany.com.au is an underwriting agency acting under a binding authority as an agent for the insurer; Pacific International Insurance Pty Limited (ABN 83 169 311 193) (‘Pacific) in relation to Petsy Puppy Protection Plus and Petsy Kitten Protection Plus policies and Petsy Pet Protection Plus policies from 01 March 2023 or have an anniversary renewal date from 18 March 2023, and the Australia branch of Allied World Assurance Company, Ltd (ABN 54 163 304 907) (‘Allied World’) in relation to Petsy Pet Insurance policies purchased between 17 February 2022 and 28 February 2023 (inclusive) or renewed between 01 March 2023 and 17 March 2023 (inclusive). In all aspects of arranging this product, Petsy and ThePetInsuranceCompany.com.au act as an agent of Pacific/Allied World (as the case may be) and not as your agent. Any advice contained in this email is general advice only and has been prepared without taking into account individual objectives, financial situation or needs and you should consider the appropriateness of any such advice, the Product Disclosure Statement (‘PDS’) and the Target Market Determination (‘TMD’) available via http://www.petsy.com.au or by calling 1300 952 790 before making a decision to acquire, or to continue to hold, the product. Terms, conditions, limits and exclusions apply. Please refer to the PDS.
© Copyright 2024 Petsy Pet Insurance
Optional Extra Benefits
During the application process You will be provided with the option to include Optional Extra Benefits that cover certain conditions and Treatments which are not otherwise covered under the Policy.
The Optional Extra Benefits are:
Alternative Therapies, Behavioural Problems, and Dental Illness.
Examples of Alternative Therapies: Acupuncture, physiotherapy, hydrotherapy
Examples of Behavioural Problems: Excessive licking, fur pulling, pacing and destructive
chewing.
Examples of Dental Illnesses: Dental diseases, gingivitis, periodontal disease.